Two people planning construction project

Residential Real Estate/Mortgage Loans

Let "The Friendly Bank" finance your next home or home improvement.


  • Purchase (Main or Secondary Residence)
  • Fixed Rate Mortgage
  • Adjustable Rate Mortgage
  • Construction
  • Refinance
  • Home Improvement
  • Other Purpose

Let us help you with your financial needs. Whether you’re looking for a personal loan, vehicle loan, or adjustable or fixed rate mortgage loan for purchases, second homes, debt consolidation, construction or home improvements, contact us first. We offer friendly, courteous service, and our approval process is fast and easy.

Contact Us for Loans:

THOMAS, WV OFFICE
Monday - Thursday: 9:00am – 5:00pm
Friday: 9:00am – 6:00pm
Saturday: 9:00am - 12:00pm
Ph: (304) 463-4155
Fax: (304) 463-4374

BAYARD, WV OFFICE
Monday and Friday: 9:00am - 5:00pm
Tuesday - Thursday: 9:00am – 4:00pm
Ph: (304) 693-7675
Fax: (304) 693-7523

OAKLAND, MD OFFICE
Monday - Thursday: 9:00am – 5:00pm
Friday: 9:00am – 6:00pm
Ph: (301) 334-5616
Fax: (301) 334-5617
 
You can E-Mail us at: help@minersandmerchantsbank.com 


Rates and terms vary according to the collateral, amounts, and down payment amount.
All loans are subject to credit approval.