Miners and Merchants Bank

Mountain landscape in Maryland
serving you since 1902

Let Miners & Merchants Bank help build and sustain your financial independence.



Two people planning construction project
lending

We provide friendly, personal service for all of your lending needs.


Our lending officers will get to know you, your family, and your business needs.

Young woman taking pictures at lake
account service charges a problem?

Take a look at our checking account options for your family and your business.

We can help you find the best option to efficiently manage your account.

customer focused, community driven

Welcome to Miners & Merchants Bank.


Miners & Merchants Bank was established in 1902 by three local businessmen to serve the area's merchants and miners. We remain a community-centered bank dedicated to customer service with a desire to personally serve our customers. Our customers are people - not just numbers.
miners & merchants bank

Serving your needs is our priority.

We're your bank for what's next!

Business woman using phone
online and mobile banking

Stay connected--manage your finances any time of day or night.

  • Secure access to check your balance and view transactions
  • Free electronic generation and delivery of monthly statements
  • Transfer money between accounts
  • Submit questions or comments to us 24 hours a day

people in front of laptops and paperwork

Commercial and agriculture loans

Grow your business with us.

  • Commercial or agriculture real estate
  • Construction of commercial or agriculture property
  • Refinance existing loans
  • Investment property purchase
  • Equipment purchase
House in rural area of the country side
real estate and personal loans

Let us help you reach your goals, whether it's your next car, home, or even your next adventure


Get personal, friendly assistance from our experienced lenders.

Let us help you

We want to make banking with us easy and convenient.


Sign up for e-statements, learn more about your financial picture, and consider a career in banking!

Understand your retirement needs or plan for your next big purchase.

Click here to access handy calculators


Build a rewarding career at Miners & Merchants and live and work in our beautiful mountain communities!

Click here for open positions