Accounts

We offer personal banking with a range of products that are simple and uncomplicated. The following is a brief description of each account offered.

REGULAR CHECKING ACCOUNTS:

  • No monthly service charge
  • No minimum balance required
  • No per check charge
  • Internet banking
  • Bill paying option within internet banking (some fees apply)
  • ATM/Debit Cards
  • ATM Transactions up to 3 per statement cycle, then $2.00 charge for each transaction thereafter

 

NOW ACCOUNTS / ACCOUNT ONES

  • Competitive rates
  • No monthly service charge unless your account falls below $500.00
  • No per check charge
  • Interest paid monthly on the daily balance method
  • Interest compounded monthly
  • Internet banking
  • Bill paying option within internet banking (some fees apply)
  • ATM/Debit Cards
  • ATM Transactions up to 3 per statement cycle, then $2.00 charge for each transaction thereafter
  • $500.00 minimum required to open account
  • Current rates subject to change at any time

 

INSURED MONEY MARKET ACCOUNTS

  • Competitive rates
  • No monthly service charge unless your account falls below $5000.00
  • No per check charge
  • Interest compounded and paid monthly on the daily balance method
  • Internet banking
  • Bill paying option within internet banking (some fees apply)
  • ATM/Debit Cards
  • ATM Transactions- no charge up to 3 transactions, then $2.00 charge for each transaction thereafter- per statement cycle.
  • $5,000.00 minimum required to open account
  • Limited check writing
  • Current rates subject to change at any time

 

STATEMENT SAVINGS ACCOUNT

  • Competitive Rates
  • No monthly service charge
  • No minimum deposit required
  • Interest compounded and paid semi-annually
  • Interest is calculated by the daily balance method

 

INDIVIDUAL RETIREMENT ACCOUNTS

  • Competitive Rates
  • $50.00 minimum deposit
  • Interest compounded and paid semi-annually
  • Interest is calculated by the daily balance method

 

CERTIFICATES OF DEPOSIT

  • Competitive Rates
  • Interest cannot remain on deposit— payout is mandatory
  • Substantial penalty for early withdrawal
  • Interest is compounded on the daily balance method and paid either monthly, quarterly, semi-annually, annually, or at maturity as directed by customer
  • Minimum deposits apply according to terms

 

CHRISTMAS CLUB ACCOUNTS

  • We pay the 50th payment provided you have made 49 payments to the account
  • $5.00, $10.00, or $20.00 minimum deposit to open an account according to club selected
  • $5.00, $10.00, or $20.00 per week clubs available
  • Matures in October
  • All Accounts must be opened prior to June 1st of each year

 

SWITCH KIT

We understand that switching banks can be inconvenient – Call us at the number listed below or e-mail us at the e-mail address below and allow us to help you make the transition easier:

Phone: (304) 463-4155

mmbank@frontiernet.net

 

For current rates, fees, or to request a Truth-In-Lending Disclosure, call us at (304) 463-4155 or e-mail us at mmbank@frontiernet.net.

Online Bill Paying

Have better control of your finances. Schedule bills to be paid on selected dates, and your account will be debited automatically.